Driver (also referred to as Driver) is a Buy Now, Pay Later (BNPL) funding solution for real estate marketing. We pay for an agent's or agency's property marketing costs upfront, and they repay us later — at settlement or on a fixed 3, 6, 9, or 12-month term.

Real estate agents, negotiators, agencies, and property companies in Malaysia. We work with the agency/agent side of the transaction not directly with sellers or buyers.

Real estate agents in Malaysia typically have to pay marketing costs for a listing out of their own pocket, with no financing option beyond credit cards, debt, or personal savings. That capital is often tied up until the property sells, creating missed opportunity cost and discouraging agents from investing properly in marketing.

Your money works harder somewhere else. Self-funding a listing locks up cash until settlement – Driver frees that capital immediately so you can take on more listings, invest in your team or just keep breathing room in your cashflow, while we cover the marketing cost upfront for a single flat fee.

Having the cash isn't the same as it being free to use. If it's sitting in a listing's marketing spend, it can't simultaneously fund your next listing, a training program, or a hire or whatever your company needs to spend on. Driver isn't a fund for people who can't afford marketing, it's a way to redirect capital you'd otherwise lock up toward things that grow your business faster and sell faster while we front the marketing cost for a flat, transparent fee.

1) Onboard — your data is loaded into our portal; 2) Request & approve - you submit a funding request and we run a soft credit check, usually approved within minutes to hours; 3) Fund - we pay your marketing costs directly (portal listings, staging, photography, etc.); 4) Repay - at settlement or your chosen fixed term, via a single flat fee.

Marketing-related selling costs - property portal listings (e.g., iProperty), staging, professional photography, videos, 3D walkthroughs, signage, premium placements, and minor repairs before a property goes to market.

We aim to approve funding within minutes or hours, not days. There's no upfront cost - you're at $0 on day one.

Better cashflow, no upfront payment, faster listings, less admin dealing with portal payments and no loss of money if a property is withdrawn (assuming the seller bears marketing costs).

Improved cashflow, a de-risked balance sheet, increased marketing visibility, and the ability to secure more listings faster.

A stronger marketing presence, the option to stage their property, and faster sales through higher-impact campaigns from day one.

A simple, transparent flat fee on the total amount funded - not daily or compounding interest. (Exact rate provided during onboarding.)

At settlement of the property sale, or on your chosen fixed term of 3, 6, 9, or 12 months whichever comes first per your subscription. No penalty interest or complex calculations - just the one-time flat fee. Late payment charges only apply if you go past your chosen repayment period.

A direct repayment demand is triggered, typically with a grace period (e.g., 30 days). If unpaid, standard collections procedures apply.

We run an automated soft credit check integrated with standard credit bureaus, alongside property checks, before approving funding.

No - Driver distributes its products through real estate agencies, agents and property companies, not directly with the seller.

Driver is designed to integrate with your existing agency/agent data for a seamless setup with minimal manual entry.